TERMS OF SERVICE

Terms of Service for PrimeShield Insurance

Welcome to www.primeshieldinsurance.net ("Website"), operated by PrimeShield Insurance ("we," "us," or "our"). By accessing and using our Website, you agree to be bound by these Terms of Service ("Terms"). Please read these Terms carefully before using the Website. If you do not agree with any part of these Terms, you must not use the Website.

1. Acceptance of Terms

By accessing or using www.primeshieldinsurance.net, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as any applicable laws and regulations governing the use of this Website.

We reserve the right to update, change, or replace any part of these Terms at our sole discretion. It is your responsibility to check this page periodically for changes. Your continued use of the Website following the posting of any changes constitutes acceptance of those changes.

2. Eligibility

By using this Website, you represent and warrant that you:

- Are at least 18 years old or the age of majority in your jurisdiction.

- Have the legal capacity to enter into a binding agreement.

- Will use the Website in compliance with these Terms and applicable laws.

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3. Services

PrimeShield Insurance provides information, insurance quotes, policy applications, and other related services through this Website. All services are subject to availability and may be changed or withdrawn at any time without notice.

Please note that use of our insurance services may be subject to additional terms and conditions, which will be provided during the process of purchasing or applying for an insurance policy.

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4. User Accounts

In order to access certain features of the Website, you may be required to create an account. You agree to provide accurate, complete, and current information during the registration process and to update such information to maintain its accuracy.

You are responsible for maintaining the confidentiality of your account and password, and you agree to accept responsibility for all activities that occur under your account. If you become aware of any unauthorized use of your account, you must notify us immediately.

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5. Prohibited Uses

You agree not to use the Website for any unlawful or prohibited purpose, including but not limited to:

- Violating any applicable laws or regulations.

- Posting or transmitting any misleading, defamatory, obscene, or otherwise inappropriate content.

- Engaging in activities that disrupt the operation of the Website or the experience of other users.

- Attempting to gain unauthorized access to our systems, servers, or networks.

- Impersonating any person or entity or falsely representing your affiliation with any person or entity.

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6. Intellectual Property

All content on the Website, including but not limited to text, graphics, logos, images, and software, is the property of PrimeShield Insurance or its content suppliers and is protected by applicable copyright, trademark, and intellectual property laws. You may not use, reproduce, distribute, or create derivative works from any content on the Website without our prior written permission.

The PrimeShield Insurance logo and trademarks are the exclusive property of PrimeShield Insurance. Any unauthorized use of these trademarks is strictly prohibited.

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7. Third-Party Links

Our Website may contain links to third-party websites or services that are not owned or controlled by PrimeShield Insurance. These links are provided for your convenience, and we are not responsible for the content, privacy policies, or practices of any third-party websites.

We encourage you to review the terms and privacy policies of any third-party sites you visit.

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8. Limitation of Liability

To the fullest extent permitted by applicable law, PrimeShield Insurance and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses resulting from:

- Your access to or use of, or inability to access or use, the Website.

- Any unauthorized access to or use of our servers and any personal information stored therein.

- Any errors, inaccuracies, or omissions in the content of the Website.

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9. Disclaimer of Warranties

PrimeShield Insurance provides the Website and its services on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, regarding the operation of the Website, the information, content, materials, or services provided, including but not limited to:

- The accuracy or completeness of the information on the Website.

- The availability, reliability, or security of the Website.

- The suitability of our services for your particular needs or requirements.

We disclaim all warranties, express or implied, to the fullest extent permitted by law, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

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10. Indemnification

You agree to indemnify, defend, and hold harmless PrimeShield Insurance, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses, including reasonable attorneys' fees, arising from your use of the Website, violation of these Terms, or infringement of any intellectual property or other right of any person or entity.

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11. Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which can be found [here](link to the privacy policy). By using our Website, you consent to the collection and use of your personal information as described in the Privacy Policy.

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12. Termination

We reserve the right to terminate or suspend your access to the Website, without notice or liability, for any reason, including but not limited to your breach of these Terms.

Upon termination, your right to use the Website will cease immediately, and you must destroy any downloaded or printed materials from the Website in your possession, whether made in accordance with these Terms or otherwise.

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13. Governing Law

These Terms of Service and your use of the Website shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law principles. Any disputes arising from or relating to these Terms or the Website shall be subject to the exclusive jurisdiction of the courts of [Insert City, Philippines].

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14. Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.

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15. Contact Information

If you have any questions or concerns regarding these Terms, please contact us at:

PrimeShield Insurance

Email: [email protected]